Is the road calling you?

This is your chance to hit the open road in your rental car with total freedom on your next adventure. There’s no need to risk a large excess bill with our rental vehicle insurance excess waiver – so you can relax and enjoy your trip without worrying about sky-high costs if you come unstuck.

We say, it’s always best to be prepared, even if you’re a fantastic driver. And why not? There’s unlimited things to do, places to go and people to see. This is the great thing about hiring a car; but if you find yourself needing to claim after a prang, you don’t want to be handed a huge bill.

That’s why our travel insurance comes with rental vehicle excess waiver as standard, so you can get behind the wheel without any worries.

Road trip rental car

What is covered with our rental car insurance excess waiver?

Our rental vehicle car insurance excess waiver covers up to the amount stated in the schedule for reimbursement of a rental vehicle insurance excess.

What does that mean in plain English?

When you hire a car, it should state in your rental car policy that in the event of a car accident, you will be liable for a certain amount of excess.

Columbus Direct travel insurance includes rental vehicle excess waiver as standard, This means we will pay up to AU$5,000 for your rental vehicle excess. (The fee is essentially ‘waived’ – meaning you don’t have to pay for it).


We’ll only pay your excess if you have complied with the terms and conditions of the rental hire vehicle contract. Valid collision damage insurance must be in force on the vehicle. For more info, please refer to section 12 of our PDS.

If others are going to be driving the rental car, they will only be covered if they also have a valid travel insurance policy in place with us.

What we don't cover under rental vehicle excess waiver

Under this policy, you are NOT covered for anything that’s listed under the General Exclusions of our travel insurance policy. We also don’t cover any amount you’re liable to pay because you’ve accepted an additional excess to reduce the hire fee for your rental car.

Want to see a quote?

What else is great about our travel insurance?

  • Cover for up to $25 million of overseas or on-board medical costs.
  • Insurance for unforeseen medical emergencies and repatriation is provided.
  • Missed departure is covered up to $2,000.
  • Cover can be offered up to the age of 84 for single trip policies (up to 69 for annual multi-trip policies).
  • We can offer cover for pre-existing medical conditions, subject to our easy medical screening.
  • Certain cover for pregnancy is available up to the 30th week. (Conditions apply.)
  • Cover for baggage that is lost, stolen or delayed is included.
  • We cover many sports and activities as standard. For more risky activities, you can add our Adventure Pack to your policy.
  • We care about our customers and have lots of great reviews on TrustPilot.
  • Our online booking tool is quick and easy. Why not see for yourself?

Get a quote for single trip and multi-trip travel policies that include car rental excess insurance.

Where will you travel in your rental car?

Got your insurance excess waiver option sorted? The world’s roads are now your oyster. Just about everywhere is accessible by road these days, with some of the most breathtaking and scenic road trips in Australia right here on our doorstep.

Of course, don’t dismiss nostalgic classics such as the USA’s famous route 66. You can read more about that on our travel insurance USA page. Not to mention these stunning overseas road trip destinations from National Geographic. 

Of course, this isn’t a complete list of options for when you hire your next rental car. But they’re surely enough encouragement to get in your car and seek out new adventures.

Tailored travel insurance options for Aussie travellers

Planning to travel to multiple destinations on your next trip? We’ll make sure that you have cover. Compare cheap quotes on quality travel insurance policies for travel to Bali, Thailand, the USA, the UK, Euro trips and for Winter Sports holidays.  We also offer backpacker and family options.

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Why Columbus Direct?

  • 24/7 emergency medical assistance helpline
  • Sydney Customer Care Team
  • 19 day money back guarantee*
  • No credit card surcharge
  • Secure online purchase process

*Provided you haven't travelled or claimed.

2013: Travel Insurance Intermediary of the year award by the ITIJ2011: Best Travel Insurance Provider award from the Personal Finance Awards 2012: Best Travel Insurance Provider award from the Your Money Direct AwardsBest Online Travel Insurance Provider award from the Your Money Direct Awards